Course curriculum

  • 1

    Agenda

    • Agenda
  • 2

    Trivia Questions

    • Trivia Question 1

    • Trivia 1 Answer

    • Trivia Question 2

    • Trivia 2 Answer
  • 3

    Average Savings by Age, by Income

    • Average Savings by Age, by Income
  • 4

    Retirement Income Planning Video

    • Retirement Income Planning Video
  • 5

    7 Key Risks Facing Retirement Plans

    • 7 Keys Risk Facing Retirement Plans
  • 6

    Planning for Retirement Overview

    • Finally Retirement

    • How much money do you need?

    • Savings by Age

    • Are we prepared?

    • Why is Retirement Income Planning Hard?

    • Reasons for Shortfall

    • What are your Retirement Goals?

    • What are your Concerns?
  • 7

    Challenging Decision Points

    • Asking the right questions before you retire

    • Average Life Expectancy

    • How many year of longevity?

    • The three phases of Retirement
  • 8

    Retirement Budget

    • Dual Budget

    • Retirement Spending Smile

    • Average Expenditure of Retirees by Category
  • 9

    Healthcare Expenses

    • Healthcare Expenses

    • Average Healthcare Expenses
  • 10

    Long Term Care

    • Long Term Care Statistics

    • Top 5 Reasons for Long Term Care

    • Long Term Care Payment Pattern

    • Long Term Care Breakeven Analysis

    • Long Term Care Decline Rate and Tax Deductible Limits on Premiums
  • 11

    Medicaid

    • Medicaid
  • 12

    Sources of Retirement Income

    • Sources or Retirement Income

    • Work in Retirement
  • 13

    Social Security

    • Social Security Payment

    • Social Security and Retirement Income Replacement Ratio

    • Social Security Breakeven Analysis with Different COLA adjustments
  • 14

    Home Equity and Reverse Mortgage

    • Home Equity

    • Reverse Mortgage

    • Advantages of Reverse Mortgage

    • Examples of Uses
  • 15

    Long Term Care Funding

    • Long Term Care Funding
  • 16

    Distribution Strategies

    • Retirement Income Distribution Strategies

    • Safe Withdrawal Rate (dependent on Retirement Period)

    • Safe Withdrawal Period and Optimal Asset Allocation

    • Tax Withdrawal Strategies
  • 17

    How to Budget for Retirement Expenses

    • How to Budget for Retirement Expense

    • Example: Income and Expense Map
  • 18

    Summary

    • Summary
  • 19

    Final Quiz

    • Final Quiz